Best Expat Bank Accounts – January 2021

Join thousands of expats who live in Europe and use digital banks. Spend, save and send your money in a few clicks. Sign up now and manage your money easily in your language!


🇬🇧 🇪🇸 🇮🇹 🇫🇷 🇩🇪 🇳🇱 bunq - Sign up in under 2 mins!
bunq debit card9.6/10
  • Earn interest on balances.
  • Great for spending when traveling.
  • Popular choice for expats.
  • FAST sign up process.


🇬🇧 🇪🇸 🇮🇹 🇫🇷 🇩🇪 N26 - Sign up FREE!
  • Great solution for expats.
  • Customer support in English,.
  • Spend in Euros, save on fees.
  • FREE to use!.


🇬🇧 🇱🇻 🇱🇹 🇵🇱 🇪🇸 🇮🇹 Vialet - Instant approval!
  • Ideal for expats earning in Euros.
  • EUR IBAN included.
  • fast customer support.
  • Open account instantly.

What is the best bank for expats?

There are quite a few options when it comes to choosing your online bank as an expat. In 2020 and beyond, the most popular choice is to go with a digital bank. This means that the process is usually faster and easier than physically opening an account in the local branch. Choosing the best digital bank will depend on your needs. Manny accounts offer solutions for receiving a salary in Euros via SEPA or IBAN. Other accounts are designed to handle bills in local currency. Whatever type of bank account you need, you will find a review on this site.

Can British expats still open bank accounts?

This largely depends on the country which you reside and the status you hold there. Traditional banks that you find on the street may make you jump through hoops to open an account. It can also be daunting and difficult if you don’t speak the language. Thankfully, online digital banks for expats take the stress out of banking and often can be opened online within minutes. It is worth bearing in mind that you will still nee to submit documents to prove your identity so have these to hand before signing up.

Expat bank accounts after Brexit

Naturally people are concerned what will happen to their money once UK leaves the EU due to Brexit. The banks featured on this page are not affected by Brexit as it stands. They are designed with expats in mind. It is worth seeking advice from your potential bank or consulate before taking the plunge and registering for a new bank account.