All About Kids Debit Cards: What are they and which one is best?

Are you a parent trying to decide if an allowance debit card is right for your family? Have you been hearing about these cards but aren’t quite sure how they work or what the benefits are? You’re in the right place! In this blog post, we’ll give you a crash course on everything you need to know about kids debit cards. We’ll tell you what they are, how they work, and we’ll even help you decide which card is the best fit for your family. Keep reading to learn more!

What are kids debit cards?

Kids debit cards are simply regular debit cards that are designed for children and teenagers. These cards work just like any other debit card, but they often come with parental controls and spending limits. This can help you avoid any unwanted surprises on your bank statement, and it can also help your children learn to budget and spend responsibly. There are many different types of kids debit cards to choose from, so it’s important to do your research to find the best fit for your family. In this blog post, we’ll tell you everything you need to know about kids debit cards. We’ll cover the basics of how these cards work, we’ll give you some tips on choosing the right card for your family, and we’ll even share our top pick for the best kids debit card.

How do kids debit cards work?

These cards work just like any other Visa or Mastercard. Parents can load money onto the card from their own bank account and then set spending limits for their children. When children make a purchase, the money is taken out of the account just like it would be with any other credit or debit card. The only difference is that parents can rest assured knowing that their children cannot spend more money than what has been loaded onto the card. These cards also typically come with parental controls that allow parents to see where and how their children are spending money in real-time.

Which kids debit card is best for my family?

Now that you know a little bit more about how these cards work, you might be wondering which one is the best fit for your family. The answer to this question depends on a few factors, including your child’s age, spending habits, and whether or not you want them to have access to an ATM.

For families with younger children, we recommend the Greenlight Card. This card comes with many features that are specifically designed for families with young children, including parental controls that allow you to set spending limits and track your child’s activity in real-time. Plus, there are no monthly fees or hidden costs – making it a great option for budget-conscious parents.

If you’re looking for a card with fewer restrictions, the FamZoo Prepaid Debit Card might be a better fit for your family. This card does not have any monthly fees or minimum balances, plus it offers cash back rewards on select purchases. Additionally, this card can be used at any ATM – making it a good choice for families who want their children to have easy access to cash.


There are many different types of kids debit cards on the market today, each offering its own set of features and benefits. As a parent, it’s important to take some time to research all of your options before deciding which one is right for your family. Hopefully this blog post has given you some useful information that will help you make an informed decision about which type of kids debit card is best for your needs!